XRP Price Prediction: Will XRP Hit $3 Amid Bullish Technicals and Legal Developments?

#XRP

• Technical Strength: Price trading above key moving averages with bullish MACD crossover
• Legal Catalysts: Potential SEC case resolution reducing regulatory uncertainty
• Adoption Growth: RippleNet expansions and stablecoin developments driving utility

XRP Price Prediction

XRP Technical Analysis: Bullish Signals Emerge

According to BTCC financial analyst Olivia, XRP is currently trading at 2.1871 USDT, slightly above its 20-day moving average (MA) of 2.1576. The MACD indicator shows a bullish crossover with the histogram at -0.0152, suggesting potential upward momentum. Bollinger Bands indicate a tight range with the price NEAR the upper band (2.2601), signaling possible breakout potential. Olivia notes, 'The technical setup favors a bullish scenario, with key resistance at 2.26 and support at 2.055.'

XRP Market Sentiment: Legal Wins and Ecosystem Growth Fuel Optimism

BTCC's Olivia highlights positive market sentiment driven by the SEC's pending appeal dismissal and Ripple's ecosystem expansions like the Dune Analytics integration. 'The combination of legal clarity and utility growth could propel XRP higher,' she states. News of Ripple's 2030 roadmap and CEO Brad Garlinghouse's actions further bolster bullish speculation. However, Olivia cautions that the SEC case remains a short-term overhang until resolved.

Factors Influencing XRP’s Price

XRP Lawsuit: SEC's Appeal Dismissal Pending Internal Vote

The Ripple vs SEC case continues to generate confusion, with misinformation circulating about the status of the SEC's appeal. Contrary to some claims, the SEC has not yet formally dismissed its appeal against Ripple. A judgment has been rendered, and Ripple has dropped its cross-appeal, but the SEC's appeal remains active pending internal approvals.

Former SEC lawyer Marc Fagel clarified that both parties must file formal paperwork to dismiss their appeals. The SEC had previously agreed to dismiss the appeal as part of a settlement contingent on the court vacating an injunction—a condition that was not met. Now, the agency is expected to proceed with dropping the appeal outright.

Once the SEC completes its internal vote, joint filings will officially terminate the appeals process. Market participants await resolution, as the outcome could influence XRP's regulatory clarity and broader crypto market sentiment.

XRP Ledger Integrates with Dune Analytics, Showcasing Robust Growth Metrics

The XRP Ledger (XRPL) has now gone live on Dune Analytics, enabling users to dissect blockchain data ranging from transaction histories to user activity patterns. Since its inception in 2012, the network has processed over 4 billion transactions, with daily throughput surging from 50,000 in 2013 to 2.2 million in 2025.

Transaction fees have cumulatively exceeded 14 million XRP, reflecting sustained usage. The ledger's account base has swelled to 5.6 million, with recent daily account creations hitting 2,800—a notable acceleration from 2022's 1,000-2,000 daily additions. Peak adoption days in 2025 saw over 8,000 new accounts.

Current engagement metrics reveal 30,000 daily active users. Last week alone recorded 14.1 million transactions across 78,000 unique senders, averaging 180 transactions per sender. Payment transactions dominate usage, escalating from 1.5 million weekly in 2023 to 8 million in 2025. The native decentralized exchange (DEX) processes 2,300 daily trades across 400+ pairs, maintaining its position as one of crypto's longest-running DEX platforms.

Ripple's Ambitious 2030 Roadmap Sparks Speculation on XRP's Role in Global Finance

A leaked Twitter post by X Finance Bull has ignited fervent discussion among XRP enthusiasts, outlining a sweeping vision for Ripple's token by 2030. The blueprint suggests XRP could become the backbone of multi-CBDC hubs across emerging markets, building on existing pilots in Bhutan and Palau.

The plan envisions XRPL-based liquidity pools displacing traditional nostro accounts, potentially unlocking trillions in dormant capital. Technical integration with SWIFT and Visa through ISO 20022 messaging appears central to the strategy, alongside potential ETF partnerships with asset management giants.

Ripple's recent legal victory against the SEC has restored U.S. exchange listings, adding credibility to these ambitious projections. The roadmap extends beyond payments into smart contracts and decentralized identity solutions, positioning XRP as a comprehensive infrastructure player rather than just a payments token.

SEC’s Ripple Case Prolongs Market Uncertainty as Appeal Decision Looms

The U.S. Securities and Exchange Commission's protracted legal battle with Ripple continues to cast a shadow over the cryptocurrency market. Former SEC attorney Marc Fagel indicates the court may take weeks—or longer—to rule on whether to accept the regulator's appeal. This delay has injected volatility into XRP's price and left investors grappling with uncertainty.

Market participants view the case as a bellwether for how U.S. courts will treat digital assets. The unresolved appeal has created a holding pattern, with traders adopting cautious positions amid unpredictable price swings. Federal court backlogs and potential additional motions could further prolong the resolution.

Ripple supporters argue the regulatory limbo unfairly impacts XRP holders and creates broader market instability. The eventual decision will establish critical precedent for cryptocurrency classification—a ruling with implications far beyond this single asset.

Ripple CEO's Actions Spark Speculation of Another XRP Rally

XRP investors are closely monitoring Ripple CEO Brad Garlinghouse's recent communications, interpreting them as potential catalysts for another significant price surge. Historical patterns suggest these signals have preceded major rallies before—notably November 2024's 580% ascent following institutional ETF filings.

Garlinghouse's latest announcement of dropping Ripple's cross-appeal in the SEC case has reignited bullish sentiment. The resolution of this five-year legal overhang mirrors the conditions that propelled XRP from $0.50 to $3 previously. Market participants now anticipate similar momentum, though current prices remain steady near $2.

Institutional adoption remains the key narrative driver. Garlinghouse's 2024 tweet revealing Grayscale, Bitwise and others filing for XRP ETFs demonstrated how corporate interest can ignite retail FOMO. The same dynamic may now be unfolding as regulatory clarity emerges.

XRP Price Potential Amid EVM Integration and Legal Developments

The XRP Ledger has achieved a significant milestone with the mainnet launch of its EVM-compatible sidechain, bridging functionality with Ethereum's ecosystem. This integration grants XRP access to Ethereum-based decentralized applications and smart contracts, positioning it competitively within the DeFi landscape.

Investor sentiment appears bullish, as evidenced by heightened whale activity. Santiment data reveals a surge in large transactions exceeding $100,000 between June 20-23, coinciding with notable exchange outflows. Approximately $1.7 million worth of XRP was withdrawn from Binance's hot wallet recently—a classic accumulation signal that often precedes price appreciation.

Market dynamics are further influenced by the impending July 3rd hearing in the Ripple vs SEC lawsuit. XRP currently trades at $2.21, reflecting a 2.73% weekly gain. The combination of technical upgrades and reduced exchange inflows suggests holders are opting for long-term storage rather than immediate liquidation.

XRP's Volatile Surge Captivates Traders Amid Technical Breakout

XRP jolted markets with a rapid ascent to $2.30 before retreating, defying months of stagnation between $2.00 and $2.10. The rally breached key exponential moving averages on unusually high volume—a signal interpreted as genuine demand rather than transient liquidity play.

Technical indicators flashed bullish as the RSI crossed 50 and trading volumes spiked. Yet the failure to hold above the 200-day EMA underscores persistent resistance. Market participants now watch whether $2.20 transforms from support to springboard.

American Express System Upgrade Sparks RippleNet Speculation

American Express has alerted customers to delays in cross-border payments amid a system upgrade linked to the Federal Reserve. While the notice made no mention of Ripple, the timing has fueled speculation among XRP enthusiasts given Amex's historical partnership with RippleNet for US-UK transactions.

The crypto community is connecting dots between Amex's infrastructure overhaul and Ripple's enterprise blockchain solutions. Market observers note XRP's price stability contrasts with broader crypto market volatility, suggesting institutional adoption narratives may be gaining traction.

A deleted tweet from an Amex executive referencing blockchain integration and rumored Wall Street meetings have added to the intrigue. The payments giant previously used RippleNet for real-time UK-US transactions before quietly sunsetting the partnership in 2023.

Ripple Exec Touts RLUSD's $10B Daily Volume Amid Stablecoin Push

Ripple's Middle East & Africa Managing Director Reece Merrick revealed the company's USD-pegged stablecoin now processes $10 billion in daily transaction volume. The disclosure came during the Dubai Fintech Summit, where Merrick positioned blockchain-based settlements as the future of cross-border payments.

"Fifty percent of global cross-border settlements already flow through U.S. dollars," Merrick told Finance World Magazine. "Stablecoins like RLUSD eliminate the friction of traditional systems—we're seeing this in real time with $300 million market cap adoption in just seven months."

XRP Advocate Predicts Unimaginable Wealth for Long-Term Holders

Crypto influencer Coach JV has issued a rallying cry to XRP investors, urging patience and conviction as the digital asset's potential unfolds. The message centers on an anticipated price surge that could redefine retail investors' financial standing.

Current market data reveals a striking concentration of small holders, with over 5 million wallets containing fewer than 500 XRP tokens. This demographic structure amplifies the impact of potential price appreciation, particularly if XRP achieves triple or quadruple-digit valuations.

The commentary underscores a growing narrative within the XRP community - that current price levels may represent a generational buying opportunity. As Coach JV notes, 'Those who maintain their positions may eventually confront wealth beyond their present comprehension.'

XRP Enters Wave 3 of Bullish Momentum as Analyst Predicts New All-Time High

XRP influencer Zach Rector has sparked optimism with a bold prediction: the cryptocurrency is entering its third wave of a major price surge, potentially reaching unprecedented levels. This comes after months of consolidation around the $2 mark, a period where altcoins largely underperformed Bitcoin's rally.

Historical patterns suggest momentum is building. XRP surged 480% from $0.50 in November 2024 to $2.90 by December, followed by a retracement to $2.08. The second wave defied expectations in January, pushing prices to a seven-year high of $3.40—marking its highest monthly close on record.

Market sentiment now hinges on developments in the Ripple vs. SEC case. Ripple CEO Brad Garlinghouse recently hinted at both parties dropping appeals, signaling a possible resolution to the prolonged legal battle. Such clarity could fuel the next leg of XRP's ascent, triggering retail investor FOMO.

Will XRP Price Hit 3?

Olivia outlines three key factors supporting a $3 target:

She notes: 'The 2.26 resistance is critical - a sustained break could accelerate toward $3 by Q3 2025.'

SEC appeal outcome remains key risk